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you, I Need Money Now: Heres 19 Ways to Make Fast Cash (No
Bullsh*t), hope to make you satisfied.
Need money? Get money now with fast
cash turnaround in an emergency, even if you’re a little lazy. All
suggestions on this list are relatively easy and require little
Updated on February 13, 2023 –still current,
If you find at least one suggestion useful,
please share this article on social media and let your audience
know which one(s)! Twitter, Facebook, Telegram, Linked In, Reddit,
Get Money Now
We’ve all been there. Whether it’s saving money
for a trip, paying off a past-due student loan, renovating your
home, footing the bill for car repairs –or under some form of
lockdown from a massive global pandemic.
At one time or another, we all hit a wall. And
there’s a million lists out there which offer suggestions for how
to get money now –but a majority of them aren’t fast
enough. “I need money” means I need it fast.
There will be limitations, like how fast money
payments are made or how much effort is required. If you’re looking
for relatively easy ways to make money quickly, this list includes
solutions that will help you out when you need cash now –as in,
within 24 – 48 hours, and others which may take 1-2 weeks to get
All of these quick cash strategies will
provide a realistic, doable working solution for people who need
You never know when sh*t might hit the fan, so
add this article to Pocket and save it for later! I’ll update it
when I find new and easy ways to make fast cash now.
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I Need Money:19 Easy Ways to Make Quick
Many of these suggestions are useful beyond
those I need money right now situations, and could
potentially become a reliable side hustle or a full time job.
I’ve personally used #2, #3, #6, #8, #9, #12,
#13, #14, #15, and #19 to fund my full-time travel over the years.
My wife was making a few grand quick cash every month in her spare
time with #5 before we had our son.
Keep an open mind and think beyond emergencies.
Some of these suggestions are so easy you could make money during
dead time like riding the bus, eating lunch, or in between rounds
1. Find Fast Loans Online
This first suggestion is the fastest way to get
money now –a simple loan from ZippyLoan can get you all paid out
within one business day in many cases (often informed
within minutes) –even with a lower credit rating.
Borrow between $100
and $15,000 as soon as tomorrow with very flexible payback
This is the nuclear option for extreme
situations when you are desperately in need of money.
If you think your credit isn’t good enough or
you’re too young, applying is the only way to find out for sure.
This offer is only available to US citizens (via a US IP address,
you may need a VPN).
If you need a
bigger loan (up to $35k) with the same fast
turnaround speed try Total Personal Loan or read about other
lending options we trust.
What are the consequences if you don’t
2. Online Surveys+
Yeah, online surveys. Everybody
suggests a bunch of them in these kind of posts, and most online
survey sites are a crap way to make money quickly.
Except for Swagbucks. They aren’t just
surveys, you can also get paid for browsing the web on your laptop
or phone, too.
Some activities that Swagbucks will pay you
- Playing games
- Watching videos
- Online Search
- Taking surveys
Swagbucks is a rewards program that gives you
free gift cards that don’t suck, or they give you
They’ve got an 8.3/10 rating on TrustPilot, they
give out over 7,000 free gift cards daily, and they’re
great if you’ve got some nervous time to burn.
This offer is for those “I need money now
for free and fast” situations, and only available for US
and Canadian citizens.
3. Unused Internet (+$5 free, from me)
If you’re not interested in online surveys and
want to make free money with no effort –totally passively–
then you can sell unused internet bandwidth to data scientists at
major corporations and get paid about $50 USD for free, every
month, from Honeygain.
Payment depends on how often you leave the app
running, how many devices you’ve connected to the internet, and/or
how many accounts you create. It works out to about a buck for
every 10GB transferred through the app (or more if it’s for a
content delivery network).
It ain’t much, but it’s free money, and you can
earn it using any data connection. Know your neighbor’s WiFi
Your data is used to power the backend for
companies who purchase bandwidth for quantum computing –SEO
companies with heavy keyword research software similar to MOZ, or a
content delivery network (CDN). It’s not one of those malicious
spyware apps, and there’s nothing shady in their TOS. It’s straight
up bandwidth sharing, they don’t log you –you are not the
Put your computer to work for the ultimate
no-effort passive side hustle. If you use our signup link,
Honeygain will start you off with $5 USD for free. Minimum cash out
is $20 USD.
4. Collect Money the IRS Owes You
Yeah, nobody thought the IRS could be their
friend in a time of need, but if you haven’t filed your taxes yet
–or spoken to a registered CPA at the very least, you may not
realize you’re sitting on a few hundred bucks or more,
courtesy of the US Internal Revenue Service.
You won’t know until you look at the numbers,
and if you want someone to thoroughly analyze your income tax
cashback potential –it may pay to hire a CPA from TaxHub. They’re
completely remote so you don’t have to leave your house to find out
if the IRS owes you “free” money.
Like mana from the sky, when you need it
This shouldn’t be considered tax advice, but
it’s our editorial opinion that if there’s nothing owed to you,
just don’t file until you’re ready. It’s as easy as that.
5. Small, Repetitive Tasks
Doing small repetitive tasks for other people is
a great way to get money now.
My wife makes Pins for businesses that use
Pinterest in her spare time and makes a few thousand bucks per
month. In her case, she uses Canva to make them and charges $4+ for
each design. You can even use the free Adobe Spark app on your
phone to design images, so no laptop required.
What can you do quickly and
effortlessly when you need cash now? Check out Fiverr to get an
idea of all the little tasks people are charging for.
This offer is open to anyone, all around the
world. Payouts take 2 weeks before they can be withdrawn.
6. Rent Out a Single Room in Your Apartment
for Short Stays
Airbnb hosts make quite a bit of fast money.
What’s even better
is that Airbnb also provides hosts with up to $1M in property
protection against damages, as well as $1m in liability
To get out of a jam or pay down your mortgage
faster, you could rent out one bedroom
(shared living on Airbnb is very popular, common, and normalised)
or hell, crash at a friend’s place and rent out your apartment on
weekends. A lot of Airbnb hosts just rent out a room and cohabitate
with Airbnb users when they stay there.
To turn it into a side hustle, you could start
renting cheap apartments in convenient locations and renting them
out on a larger scale. I’ve done the latter, as we tend to rent
apartments in every location we visit often. It’s decent money and
a great way to pay for travel.
This offer is available to anyone where Airbnb
7. Teach English Online
Teaching English online, from home, is a great
way to make money when you’re in I need money mode, and it
can also make a great work-from-home career. All you need is a
webcam and a decent internet connection.
VIPKid pays well, and it’s reliable. If you’ve
ever taught English before, I suggest you give it a shot.
If you don’t meet the criteria for VIPKid,
consider TakeLessons.com (less stringent) or explore Facebook
groups and do a Google search for people overseas interested in
having someone teach English via Skype.
This offer is open to most people who speak
English as their first language.
8. Work From Home
Before I started making a passive income with
blogging, I’d take work-from-home jobs in Canada to make money
online in order to cover my living and travel expenses.
Legitimate online jobs are quickly becoming
commonplace, with reputable businesses like TTEC, Amazon, Hilton,
Dell, Robert Half International, BroadPath Healthcare Solutions,
GitHub, VIPKid, and Convergys all hiring location independent job
positions on a regular basis, just to name a few.
Working online can sometimes come with risks if
you don’t know your employer, or they weren’t vetted first. In my
opinion, Upwork is full of deadbeat employers paying rock
bottom dollar for your hard work and I recommend staying away from
“gig economy” websites like that.
Instead, I trust Flexjobs‘ remote job site to
find online work when I need money; they screen out shady
employers, offer free coaching to help you get a job, and they’re
generally all around good people. You can get an account on
Flexjobs for as little as $3.75 per month.
Check out a few of their job listings, they’re
automatically updated and always current;
- Graphic Designer
- Brand Ambassador
- Social Media Manager
- Travel Consultant
- Health Coach
Get money now with job listings that we’ve
curated for youhere.
This offer is open to everyone, everywhere.
Make Quick Cash with Flexjobs
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9. Flip Free Stuff From Craigslist for
Looking for free stuff on Craigslist.com is
easy, and so is turning around and selling it for fast cash.
This one’s pretty self explanatory and could
easily generate a few hundos within a matter of days.
Better yet is that it’s not limited to
Craigslist –there are websites similar to Craigslist all around the
world, making this suggestion open to anyone, anywhere.
Additionally, double check your own closet and
see if there’s anything in there you no longer use and can part
with. Then browse the closets and storage rooms of your friends and
family members while you’re at it.
10. Monetize Your Social Media
If you’re already active on social media and
have accrued a large number of followers, monetize them with Buy Me
a Coffee, PayPal buttons, or SubscribeStar.
SubscribeStar is a platform for bloggers, social
media influencers, or creators to monetize their blog or social
media accounts by providing followers the ability to support them
on a recurring basis.
You don’t need to have a website to use
SubscribeStar. It can host a mini forum for you to reach patrons
where you can share content.
All you have to do is sign up, set subscription
pricing tiers, and put your SubscribeStar profile link on your
social media profiles or blog. From there, your followers can
choose to pay a small monthly fee to support you with
quick cash that’s readily available.
To encourage donations when you need money
desperately you could create exclusive subscriber-only content, ask
sponsors to give you free stuff to give away, host Q and A
livestreams, or share video “post cards” that highlight what’s
interesting about your day-to-day life.
Aside from SubscribeStar, add a “Buy Me a
Coffee” button to your blog, Twitter handle, Pinterest account,
email signiture, you name it. We have this button on our pull-out
menu on the upper left of this page, it helps.
11. Trade In An Old Smartphone
With many shops closed or going under due to the
damage inflicted by arbitrary lock downs, it may be harder to save
money by trading in your phone at a local shop in person.
That’s where Amazon comes in –you can trade in
your old phone through the mail for valuable credit towards your
next new or refurbished phone.
Trading in an old cell phone is also more
environmentally-friendly than tossing it in a landfill or keeping
it in a drawer to collect dust. Amazon knows that in the current
economic climate, droves of people are looking to save money by
purchasing your previously-loved iPhone.
While you’re at it, you may want to opt for a
new phone that is capable of running a ‘de-Googled’ operating
system like LineageOS. Just sayin’.
12. Affiliate Marketing
Most businesses will have an affiliate program
that will allow you to make a commission when someone buys a
product or service via a unique link they provide.
You can share affiliate links on social media, a
blog, online forums, post comments, and with friends or family.
Amazon is probably the biggest affiliate program
the world over, but there are millions of others. In fact, a
majority of the suggestions on this page have affiliate links that
give us a small kickback at no additional cost to our readers
–pretty much any website you visit is going to be making affiliate
commissions in this way.
Some of the affiliate programs that make us the
most money now;
- Amazon (electronics, fashion, travel gear)
- Travel Insurance
- TargetClick (CBD oils, health and beauty products)
- Awin (online services, travel guides)
- Shareasale (online courses, debt management, travel gear)
- PureVPN (VPN service)
You can do affiliate marketing
without a website, but I humbly suggest you build one.
If you’re a beginner, I recommend Wix website
builder because it’s incredibly easy to use and they have great
support –you can probably whip up a website with Wix in a single
We also made a guide to learn blogging to help
you figure out how we make money with blogging.
We make thousands of dollars passively
every month with affiliate marketing, and started making money
within a few months after we started. We make money while we sleep,
and it’s how we can afford to travel full-time for the better part
of a decade to date.
Anyone, anywhere can start affiliate marketing
–although it isn’t a “get rich quick” money-making machine when I
need money desperately at a moments notice. It takes time to build
up, but once it does, you’re all set.
13. Sell Photos
If you’ve got some really great photos on your
phone or digital camera, sell them.
iStock is owned by GettyImages, one of the
world’s biggest photo-sharing sites, and they’re always on the look
out for high quality, authentic-looking photos. GettyImages can
sell your photos for you when you sign up as a contributor.
Selling your photos online is a great way to
generate a passive income, although it may take a little while to
ramp it up. This option is available to anyone, anywhere.
14. Sell T-Shirts Online (No Inventory)
Another great way to make money online is by
selling t-shirts and other merch online, like stickers, wall
prints, and so on –without inventory or having to ship
anything, using sites like Teepublic or Printful.
The process can be pretty instant; we made a
sale on our first day when we gave it a shot. Since then it’s
become a regular part of our monthly income.
We wrote a massive guide about selling t-shirts
online to help our readers make quick cash, and there’s even a tip
in there to help you do it with zero upfront costs.
Read the Free Guide
15. Get Paid for Past Flight Delays &
That’s right. If you’ve had a flight delayed,
cancelled, a missed connection, or you got the boot because of
overbooking, EVEN bad weather –you name it; you must
read an article we wrote about flight compensation.
If you’re the kind of person who archives all
their old flight confirmation emails instead of deleting them,
you could go back up to six full
years and still get up to
Free money –for you and anyone you might know
who’s experienced a flight delay or cancellation or any other
of the million bogus reasons airlines may have given you in the
last 6 years.
Take the quiz and find out if you’ve got a
Make a Claim
16. Drive or Lend Out Your Car
Uber, Lyft, and Grab are all at the top these
make money fast posts, and for good reason. You can choose
your own hours and get paid quickly to drive people around your
You can also drive kids around with Kango,
deliver groceries with Instacart, or loan your vehicle to other
people with Fluid Market or Get Around.
Walking can help you get money now –no car
You could walk into a blood donor
clinic in the US and get paid for plasma.
You could walk other people’s dogs and
get paid with the Rover app.
Or you could do any number of odd jobs with
GigWalk. And that’s the one I’ll focus on for this final point
on our list.
GigWalk is the “Uber of walking”, an app that
dispatches small, simple tasks to users for quick money.
Examples include walking past a store window to
check business hours, “mystery shop” to see if you’re greeted when
you walk into a store, take a photo of a restaurant menu, or check
the stock of a particular item at a local pharmacy.
You can learn more about Gigwalk in the
This option is open to any area where Gigwalk is
popular –if it isn’t yet, you could always promote it and reap the
benefits. The average gig on Gigwalk pays between $3 and $50.
18. “Jobs Near Me”
For some of you, we may have saved the very best
for the end of this list.
The gig economy is full of different apps that
offer jobs near me –but to apply for a single job often means
downloading an app. There are so many apps to find jobs, it’s hard
to keep up. Often, applying for multiple jobs means downloading
multiple apps just to see what’s available.
AppJobs aggregates the best of the gig economy
into one place and sorts them by location for job seekers who need
to make money fast, without having to download all those apps.
AppJobs is the shortest answer to “jobs near
Recommended: Where to Find Online Jobs for
Stay at Home Moms
If you find at least one suggestion useful,
please share this article on social media and let your audience
know which one(s)! Twitter, Facebook, Telegram, Linked In, Reddit,
19. Eliminate Bank Fees (Global)
Banking fees and service limitations vary by
usage and financial institution. Some banks have a large minimum
balance requirement to unlock no-fee banking options, and most make
transporting money across borders an expensive ordeal –with trumped
up fee percentages and dismal foreign exchange rates.
In our opinion PayPal is trash, too. That’s why
we use (and highly recommend) Wise, formerly called
You can open an account in multiple countries,
whether you live in Canada, the US, Australia, and over a hundred
others (including India and South America) to exchange or move
money at proper and fair market rates.
In our experience, international money transfers
cost pennies on the dollar and they’re faster than old school
banks. If you live in a supported country you can get a bank card
to use at ATMs and point-of-sale purchases.
If you live in one place and send money back
home to another country, Wise is your best bet to carve off
hundreds of dollars per year in international money transfer
Try out their calculator to see what I mean. If
you make the switch from your current financial institution, the
lower fees will feel like free money.
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digital nomad. While some parts are a wee dry, no one can argue
that this book is a must-read.
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Yes! I could have made this post longer and
offered up more ways to make fast cash, but I didn’t want to put
any fluff or filler suggestions on this list.
Didn’t find a good solution? Go nuclear and
blast away the consequences of going broke with Zippyloan.
When you need to get quick cash, what works for
you? Let everyone know your best money-making strategies in the
How to Get Money from Businesses in Other Countries
figure out how to make money online, a bank account in another
country to collect incoming payments may be required in most
situations for non-US
As a Canadian and Filipina duo, we both use
Payoneer and Wise (formerly called Transferwise) to move money
around and get paid from online income sources for little to no
fee; Amazon pays me via a Payoneer US bank account, WorldNomads
insurance pays me via a Wise Australian bank account. All accounts
are linked to one card and my home bank in Canada, and currency
conversion rates are, I think, the lowest possible.
Learning how to make fast money isn’t just about
how it’s earned, it’s also about how you receive it.
Open an account with Payoneer and Wise, you’ll
thank me later.
If you try to visit a website on this list and
it isn’t loading for you, consider using a VPN with a US or
Many of these fast cash strategies suggestions
are only available in the US, Canada, or Europe and you might need
a VPN to access them. We audit/review a new VPN company every year,
and NordVPN is currently our jam.
Looking for a more permanent money-saving
If you make money online in US dollars but live or
travel in a country where you’re spending pesos, the money you make
will go a hell of a lot further.
This is called “geoarbitrage”, and it could free up
your time while lowering your stress levels.
Digital nomads earn money online in one currency, and
then live in (and spend) in other countries where the local
currency has a lower value; for financial freedom, to improve their
work/life balance, live in semi-retirement, or pay down those nasty
Want to become a digital nomad?
Free Digital Nomad Guide
Big love from Palawan –see you in the next
Frequently asked questions
how to make money right now
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