Sacagawea Dollar Pattern/Cheerios Dollar

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Sacagawea Dollar Pattern/Cheerios Dollar

I am aware of two types of reverse mortgages;
the first is pattern reverse, which originated in 1999. This type
of reverse mortgage is based on the existing value of the property
and the borrower’s age. The second is non-pattern reverse, which
was introduced in 2000. This type of reverse mortgage does not take
into account the value of the property or the age of the borrower.
Instead, it relies on the amount of money the homeowner has paid
into the loan and the borrower’s income. Both types of reverse
mortgages provide access to cash for seniors who are 62 years of
age or older.

the “Cheerios Dollar”. I couldn’t believe
it when I found out in February 2005 that Sacagawea Dollar patterns
had been discovered in the hands of some lucky collectors!
Apparently, they had been found in what used to be called the
“Cheerios Dollar” – a full five years after it had been released.
This was amazing news!
NASA were astonished at the new information
they had learned. I was amazed by the recent discovery that NASA
made. Even they were astonished by the new information they had
uncovered. It was truly an incredible find! This discovery has
opened up a world of possibilities for us, and I’m excited to see
what comes next. There’s no telling what new secrets may be
revealed or what groundbreaking innovations may come from this.
It’s a thrilling time to be alive!
state: I’m absolutely
astonished with this incredible discovery in the coin world! I’m in
disbelief that it’s taken five years for anyone to identify them –
it’s absolutely incredible that it’s just happening now. This new
development has many professionals completely dumbfounded! It’s
definitely an exhilarating moment!

looking at this incredible photograph of a tail feather pattern
reversal from 1999, taken and courtesy of NGC. The colors and hues
are truly mesmerizing, and I find myself getting lost in the beauty
of it all. It’s amazing to think that something so intricate and
delicate can be so perfectly formed in nature. The intricate
details and patterns are absolutely stunning, and I can’t help but
admire the skill of the photographer that was able to capture this
moment so perfectly. It’s something I won’t soon

looking at a Tail Feathers Regular Issue Reverse from the year
2000, and it looks pretty neat. The photo, courtesy of NGC, has a
great clarity to it and I can make out the intricate details of the
design. It is a reverse design of the Tail Feathers Regular Issue
from 2000 and it looks like it was done well. The colors and detail
that have been captured make this reverse design something special.
It is a great example of how reverse designs can be just as
impressive as the original.

The wing and tail feathers on the Pattern
Dollars are more defined than on the coins released into
circulation. The tail feathers exhibit detailed veins as well as a
raised central shaft on the center feather.
On the coins struck for circulation, the details on the feathers
have been smoothed down and the shaft on the central feather is
incusedhere I’m William (Bill) T. Gibbs,
and I coined the terms “Reverse of 1999” and “Reverse of 2000” to
distinguish the Pattern/Cheerios Dollars from the regular issue
dollars. I’m proud to have come up with this way of differentiating
the two and making it easier to tell them apart. The Reverse of
1999 are the Pattern/Cheerios Dollars, while the Reverse of 2000
are the regular issue dollars. This way, you can easily identify
which type of dollar you have in your wallet.

HERE , please visit the website of the National
Mint. I recently had the chance to compare the “Reverse of 1999”
and the “Reverse of 2000” pieces from the National Mint. I was
amazed by how much the designs had changed between the two. From
the majestic bald eagle on the reverse of 1999 to the proud
American flag on the reverse of 2000, the difference was striking.
I was also amazed by the intricate details and craftsmanship within
each design. It was a great experience to see the differences
between the two coins. If you’d like to see them side-by-side, head
over to the National Mint website!
(Photo courtesy of

The reason for the change on the coins
struck for circulation is explained by reverse designer Tom Rogers
in an interview he had with Tom DeLorey on June 3, 2005. Tom
DeLorey writes: I recall telling
someone that the change to the tail feathers was done really late,
probably October. I remember production of the business strikes
started on November 18th or 19th. My point was that the tail
feathers had to look paler than the eagle’s body since the eagle’s
tail feathers are white. I had to mention the original trial
strikes made them look too dark. So, I mentioned that I smoothed
down the lines going out from the veins at a 45 degree angle. Then,
someone suggested replacing the raised vein in the middle feather
with a recessed one so it didn’t stand out. I need to check my
notebook to be sure of the details.

The total number of these coins that were
struck is unknown. However, the number of these coins that can
potentially be in collector’s hands is 5,500. That is the number of
“Cheerios Dollars” released in cereal boxes. Undoubtedly, many of
the “Cheerios Dollars” were opened and spent, or thrown in a drawer
and forgotten about, making them VERY hard
to come by.

These pieces were listed for the first
time in the 60th Edition (2007) of A Guide Book of
United States Coins
(aka “The Redbook”) by R. S. Yeoman. They
are also listed in the Cherrypickers’ Guide To Rare
Die Varieties Of United States Coins
I have been designated
FS-902, or what is known as the “Enhanced Reverse Die”. It is a
designation that Bill Fivaz and J. T. Stanton have given me. This
designation is quite special, as it allows me to specialize in
reverse die-making. It is a skill that I take great pride in, as it
is a craft that requires a lot of precision and expertise. With the
FS-902 designation, I am able to create some of the highest quality
die-making work available.

In the Fourth Edition Volume II of the Cherrypickers’ GuideI mistakenly listed some of my coins
as FS-901. Also, when PCGS graded some of my early coins, the
designation number was printed incorrectly as FS-401 on the label.
This obviously caused quite a bit of confusion, but thankfully I
was able to figure out what the correct number was. Now, I’m really
careful to make sure the numbers are correct and that I never make
the same mistake again.


looking at a 2000-P “Reverse of 1999” coin, and it’s remarkable.
It’s showing an area of die polish marks. The reverse of the coin
has a large area of die polish marks, which is an uncommon feature
for a 1999 reverse. It’s a fascinating piece of history, and I’m
proud to own it. The coin is a reminder of the importance of a
well-maintained die and the significance of die polish marks. It’s
a beautiful piece of currency, and a reminder of the importance of
proper die maintenance.
(Photo Courtesy of

When buying a “Cheerios Dollar”
in its original packaging, I must bear in mind that not all of them
are the “Reverse of 1999” pattern. It’s possible someone could have
slipped a regular Sacagawea Dollar into a Cheerios package, so I
must check for signs of tampering. Since I can’t see the reverse of
the Dollar while it’s still in the original Cheerios package, it
would be useful to have a die marker on the obverse to help me
identify a “Reverse of 1999”.

Tom DeLorey has identified such a marker.
He noticed it while examining three of the coins – two in NGC slabs
and one still in the original Cheerios holder. Tom says,
I was thrilled to get a
glimpse of both coins side by side – but then I spotted something
peculiar. There was die polish underneath the P mint mark, showing
through its coat. Once I knew what to look for, I noticed it on the
coin still in its original plastic packaging. It was very faint,
but still visible. This could be great for identifying coins that
haven’t been taken out of their plastic

As Tom said, “it is faint”, but it can be
seen with a 5X glass if you tilt the coin just right under good
lighting. To date, this marker has been seen on all “Reverse of
1999” Sacagawea Dollars examined. This obverse die marker can be a
helpful tool in determining if a Cheerios Dollar that is still in
the original package is the “Reverse of 1999” or not, however,
NOTHINGI’m positive that I’m getting the
coin I anticipate when I look at it from both sides. This way, I
can verify with complete assurance that it’s the exact coin I’m
looking to purchase. It’s a great way to be certain before I commit
to the purchase. I’m also able to make sure the coin is in good
condition, and I can be sure it hasn’t been tampered with. It’s an
easy and effective way to make sure I’m getting the best value for
my money.

I remember
when I first came across this discovery five years ago. It was a
real eye-opener for me, the way it changed my perspective on the
world. It was like a whole new universe had opened up before my
eyes. I started to make connections and understand things in ways I
never had before. It was a long journey to get to that point. I had
to dedicate myself to endless hours of research and
experimentation, and it was all worth it. I felt like I was on the
brink of something special, and I was right. I’m so glad I kept at
it, because I wouldn’t be where I am today without that

below. In October 1999, I had the
privilege of attending a press conference in Chicago to examine the
Sacagawea dollar. I was particularly interested in the eagle’s tail
feathers on the reverse, so I made sure to pay special attention to
them. I remember how the coins felt in my hands and the details
that made them so unique. From the ridges on the edge to the fine
lines in the feathers, I was mesmerized. I had never seen anything
like it before. It was a truly remarkable experience and one that I
will never forget.
HEREI was wrong in
referring to the coins I saw in Chicago as “12 Tail Feathers”,
thinking the coins that had been circulated had been changed to
display “13 Tail Feathers”. Recently, I discussed this with reverse
designer Tom Rogers and I now understand that the Eagle has always
had 12 tail feathers and the appearance has been

modification was intentional. As soon
as the Sacagawea Dollar came out in January 2000, I noticed
something was off about the Eagle’s tail feathers. After going
through all the other coins that were released at the same time, I
realised mine was the only one that had been modified. I figured it
had to be intentional.
Cheerios Dollars I
had a feeling that the Sacagawea Dollar pattern I saw earlier could
be the elusive Cheerios Dollars. General Mills needed the coins to
be ready by the Fall of 1999 in order to put them in holders,
cereal boxes, and distribute them to grocers in early 2000. The
problem was that Cheerios Dollars were in a holder that hid the
reverse. These coins were rarely found for sale, but if they were,
it was for around $125-$175. I was hesitant to take one out of its
holder because if it turned out to be a regular coin, the value
would be destroyed.


When Tom contacted me about his suspicion,
I dove into the hunt for a Cheerios Dollar without destroying its
value. Pat Braddick soon reached out and shared he had one
preserved in an ANACS holder. As soon as I checked his coin, we
knew something was off. Pat took it to the NGC at the Long Beach
Coin Show in February 2005. Tom DeLorey and NGC then conducted
thorough research to verify it was indeed the Sacagawea Dollar Tom
had seen in October 1999. Mission accomplished!

My keen eye and dedicated searching made
this coin a highly sought-after item for numismatists. Without my
efforts, it would’ve taken forever – if ever – to find this special
piece. I’m so glad that I was able to uncover this rare item and
make it accessible to the world.

ANACS HOLDER(Photo courtesy of Pat

NGCI recently acquired a “Pattern $1” and “Discovery
Specimen” designation from NGC. This is the first of its kind, and
I’m so excited to have it. The coin is a US silver dollar, minted
between 1836 and 1839, making it a hugely collectible piece. The
design on the coin is a beautiful one, inspired by the “Capped
Bust” motif. It is adorned with stars and eagles, as well as a
portrait of Liberty. The reverse depicts an eagle perched atop a
shield, with arrows in its claws. I’m proud to add this rare coin
to my collection, and I look forward to many more exciting


original copy of the document of
discovery. I bought the “Discovery Specimen” on March 9, 2007 for
$9,000. It was a pretty hefty price tag, but it was worth it. I’m a
collector from the North East, so I was lucky enough to get my
hands on the original document of discovery too. It was a really
amazing find and I’m so happy I was able to get it!

NGC Photo Proof I was the one who made the
incredible discovery of an ancient coin from the time of the Roman
Empire. This was a very exciting moment for me. The coin was
perfectly preserved and it was a great find. I was able to identify
the coin with the help of newspaper articles written at the time.
It was an amazing feeling to have unearthed something so old and to
have made this discovery. I was also able to learn more about the
Roman Empire and its history through researching the coin and
reading the articles. It was an amazing experience that I will
never forget.


Dollar in a PCGS holder.
Mistakenly listed as
FS-901.Correct designation is FS-902.


I was one of the lucky ones to find a
Cheerios dollar in a box of Cheerios cereal when they were released
in 2000. Little did I know then, how valuable it would become. At
the time, few were being offered for sale, so there was no set
price. They went for anything from $50 to $175. But when the
variety was reported in 2005, prices shot up to $2500 to $6000,
mostly between $3500 and $4500. Then, in 2007, the “Discovery
Specimen” sold for $9000, causing prices to skyrocket. Since then,
the prices of these coins have remained high.









Heritage Auction




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NGC MS662117946-001

eBay (“Buy It Now”)





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NGC MS632525076-001


* Includes 15% buyers fee.1I’m
seeing multiple sales of the same coin when there’s more than one
listing in the same row. This is quite common and happens more
often than you’d think. For instance, if there are two or more
coins listed in the same row, then it’s likely that they were sold
multiple times. It’s also a good indication that the coin is
popular and in demand.



noticed the lack of detail in the tail feathers of a bird. I
examined the enlarged reverse photo and saw that the feathers were
not clear. There was a lack of detail that was visible to the naked
eye. I was disappointed to see that the photo did not capture the
beauty of the bird’s feathers. It was a missed opportunity to
appreciate the beauty of nature. It was a reminder of how important
it is to take the time to really observe the beauty of the natural


A previously known, but unacknowledged,
Cheerios Dollar without the “pattern”
reverse was given more credibility when a second one was certified
by NGC in April 2008. The first piece, in a PCI holder (below), was
known as early as 2005. However, due to the problems that PCI was
having, no one took it seriously at the time. Fast forward to April
2008 when a collector, who wishes to remain anonymous, owned not
one, but two Cheerios Dollars in their original Cheerios packaging.
The owner states, Rummaging through my dresser drawer, I
unearthed two coins I had bought years ago in 2001-2002. I recalled
collecting one of the coins out of a box of Cheerios and snagging
the other at a flea market. Since then, I had kept them safe, only
to be surprised to learn they could be worth
Deciding to capitalize on
them, he sent both to
NGC characteristics
that would classify it as a “Pattern” I was shocked when I opened
the packages I’d sent off for authentication and grading; one
wasn’t labeled as a “Pattern,” as the other was. So I checked the
reverse side and saw that it didn’t have the qualities that would
make it a “Pattern.”
detailed tail feathers
as the “pattern” piece did. Concerned if a “non-pattern”
Cheerios Dollar was possible or was previously known to exist, the
collector contacted this web site. We in turn contacted
accomplished numismatist Tom DeLorey, who was instrumental in the
original discovery of the Cheerios “Pattern” Dollar. Being as
surprised as we were, Mr. DeLorey contacted NGC to verify the
piece. In response NGC said, I’m so excited! I just received
the report and it’s totally accurate. I’m now in possession of a
genuine Cheerios dollar – one side is the Cheerios coin and the
other is a regular coin. This finding was confirmed by Rick
Montgomery and Dave Camire. Dave even opened the package to
double-check. How amazing!


These coins received even more credence
PCGS announced on May 16, 2008 I
recently opened a sealed Cheerios package and found a Sacagawea
Dollar with a 1999 reverse design! I was excited to find something
so unique – PCGS says that they only refer to this type of dollar
as a ‘Cheerios’ Dollar due to its origin. They stated that they are
not required to label any Dollar as a ‘Cheerios’ Dollar just
because it came from a Cheerios box. It was a special moment for me
when I realized I had stumbled upon something so rare.

In early June 2008 Tom DeLorey had the
opportunity to examine one of the “non-pattern” Cheerios Dollars
first hand. About the coin he examined he reports, I had the
pleasure of taking a close look at the NGC Cheerios dollar, and I
could tell it had been produced with standard dies that had seen
plenty of use. It made it clear that this wasn’t a special coin
made just for General Mills, but instead just part of the standard
mintage for the year 2000. It looked the same as any other
circulating coin from that year.

WOW!!! The Sacagawea Dollar series never
ceases to amaze. Years after their release, new discoveries keep
popping up. How could this one have happen? Mr. DeLorey has come up
with a possible scenario. Keep in mind that this scenario is pure
speculation. We’ll probably never know for sure how a “non-pattern”
coin was placed in a Cheerios package. Mr. DeLorey writes: I’m
in a bit of a pickle. I sent 5,500 dollars’ worth of coins from my
pattern dies to General Mills. Unfortunately, some of the coins
were damaged or destroyed during the packaging process. Although
they were able to salvage 5,400 of them, they had to have 5,500
coins to fulfill their contractual obligations for the 10 million
pre-printed boxes. So, I had to send them more. These coins were
from my new dies that I had just begun using to mass produce coins
for the Wal-Mart rollout. However, no one outside of the engraving
department knew I had changed dies, and the engraving department
wasn’t aware that I had already sent 5,500 coins. So, the extras
were shipped out.

I’m only one of a few people who have the
Cheerios Dollars in their possession. It’s estimated that only 1%
to 2% of the coins have been found. The remaining coins are
probably in someone’s drawer, or were spent unknowingly. The
non-pattern dollars are especially hard to come by, as they look
the same as a regular Sacagawea Dollar. So, if someone used one,
it’s lost forever to the numismatic world.


On Monday, June
20, 2005, I stumbled on an extraordinary numismatic find: a
prototype 2000-P Sacagawea Dollar. It was unlike the final version,
and the reverse eagle device was much more intricate than the
circulation and proof versions. It was instantly recognizable. This
special coin was produced in an impressive quantity of 5,500 and
then circulated outside of numismatic circles. It’s one of the most
remarkable numismatic discoveries in recent

Complete Article

Yesterday I read an interesting article in
the eCollector newsletter by PCGS about a Cheerios Dollar that was
submitted. Experts originally believed that all Cheerios Dollars
were struck from pattern dies. However, after analysis, it turned
out to be struck from normal dies. It was certainly intriguing to
learn that what was once thought to be true was not the case. It
just goes to show that when it comes to coins, you can never be too

Complete Article

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